Sure, everybody's saved money at some point in their lives. A 10-year-old saves up her allowance to buy a DVD, a teenager saves up money to buy a TV, a newly married couple saves up to make the downpayment on a house. Saving for long-term goals, retirement living, and an uncertain future is a much more difficult task.
When hard times hit, everybody tries to find ways to cut back and save more money, but this is much easier said than done. The key to saving isn't how much you make or how much you owe. The key to saving more money is learning to pay yourself before anybody else.